The Fed Just Cut Rates Again: What It Really Means for Mortgage Rates in 2026
By: Deven Gillen Published on: 11/12/2025The Fed’s latest rate cut does not guarantee lower mortgage rates. This preview breaks down why markets reacted cautiously, what the Fed’s 2026 outlook signals and how buyers can take advantage of brief rate dips in a volatile environment.
FHFA Raises 2026 Conforming Loan Limits: What Buyers and Agents Need to Do Right Now
By: Deven Gillen Published on: 03/12/2025The FHFA has raised the 2026 conforming loan limits to $832,750 nationwide and up to $1,249,125 in high-cost areas. This preview explains how the update expands buyer eligibility, why some jumbo loans now qualify as conventional and what agents and buyers need to do right away. A must-read for anyone navigating today’s market.
NAR’s 2025 Compensation Clarifications: What Loan Officers Should Know to Support Agents and Buyers
By: Deven Gillen Published on: 19/11/2025NAR has issued new guidelines for 2025 requiring buyers to sign a written agreement with their agent detailing how that agent is compensated. Agents must be transparent with their clients if they are paid by more than one party, though the other side of the deal does not receive those details. Loan officers can use this shift to support agents, educate consumers and reinforce trust in the home-buying process.
NAR’s MLS Handbook Update: How Loan Officers Can Turn Local MLS Changes into Content
By: Deven Gillen Published on: 18/11/2025NAR just approved 18 updates to the MLS Handbook, but the real impact depends on each local MLS. Loan officers can leverage this moment by breaking down what’s actually changing in their own market. Deven Gillen explains why creating a short, city-specific MLS update video helps you stand out as the local authority agents and consumers trust.
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